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Financing Options

Affordable Financing Options
for New Mexico Home Repairs

Two financing options through Service Finance Company, LLC — including 0% financing for 60 months for qualified buyers. Apply while we are on site so the work is not delayed.

Schedule Now (505) 349-4409

Financing Options From Service Finance Company, LLC

A failed water heater or an air conditioner that quits in July is rarely a planned purchase. Financing through Service Finance Company, LLC lets you move ahead with a necessary repair or replacement without draining savings — and you can apply while we are still on site, so the work gets scheduled without a delay.

Two options are available to qualified buyers. Ask us when we quote and we will walk you through both before you commit to anything.

Do you offer financing for AC installation? Yes. B. Carlson offers flexible financing on AC installations, so Albuquerque homeowners can upgrade or replace an air conditioning system without paying the full cost up front.

Financing Options

Most Popular

0% Financing for 60 Months

0% APR

Spread the cost of a new system over five years with no interest for qualified buyers — fixed monthly payments at 0% APR for the full 60-month term.

  • 0% APR for the full 60 months
  • Fixed monthly payments with no interest
  • Prepay at any time without penalty
  • Subject to credit approval
Offer ends November 30, 2026. Apply Now

12.95% APR for 180 Months

12.95% APR

A longer repayment term that keeps the monthly payment as low as possible on a full system replacement, at a fixed 12.95% APR over 180 months.

  • Fixed 12.95% APR over 180 months
  • Lowest monthly payment of the two options
  • Prepay at any time without penalty
  • Subject to credit approval
Apply Now

Our Financing Partner

Service Finance Company, LLC

Financing is provided by Service Finance Company, LLC. Interest does not accrue until the project is complete and the third-party lender purchases the contract from your Home Improvement Dealer. All offers are subject to credit approval.

Financing Disclosures Promotional financing available to qualified buyers at 0% APR with no payments for a set number of months as disclosed in the offer. Interest does not accrue until project is complete and third-party lender purchases the contract from your Home Improvement Dealer. No interest is owed if paid in full within promotional period. If the entire Amount Financed is not paid on or before the end of the Promotional Period, then the borrower will be responsible for paying interest, which will accrue as of the first calendar day following the Promotional Expiration Date. Interest is not charged on the principal balance paid during the promotion period, even if the loan is not paid in full during the promotional period. If a scheduled monthly payment is 31 days or more past due during the Promotional Period, the promotional offer will terminate. If you do not elect to participate in the promotional financing, APR may vary from 2.99% to 25% by state for remaining term of your financing. You may prepay your account at any time without penalty. Loan terms, including Annual Percentage Rate* (“APR”), may differ based on loan amount, term length, and your credit profile. Annual Percentage Rate is the yearly rate of interest that is owed on the loan. Minimum loan amount ranges from $500-$3,000 based on financing offer. All offers are subject to credit approval and are estimates only. Advertised rates and terms are subject to change without notice. Please review Truth in Lending Disclosures for more information. Must be at least 18 years old to qualify. Additional conditions and limitations apply. Financing offer expires in 90 days. Loan terms, including Annual Percentage Rate* (“APR”), may differ based on loan amount, term length, and your credit profile. Interest does not accrue until project is complete and third-party lender purchases the contract from your Home Improvement Dealer. APR may vary from 2.99% to 25% by state. You may prepay your account at any time without penalty. Annual Percentage Rate is the yearly rate of interest that is owed on the loan. Minimum loan amount ranges from $500-$3,000 based on financing offer. All offers are subject to credit approval and are estimates only. Advertised rates and terms are subject to change without notice. Please review Truth in Lending Disclosures for more information. Must be at least 18 years old to qualify. Additional conditions and limitations apply. Financing offer expires in 90 days.

Ready when you are.

Schedule Now (505) 349-4409
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