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Financing Options

Affordable Financing Options
for New Mexico Home Repairs

Two financing options through Wells Fargo or Service Finance Company, LLC — including 0% financing for 60 months on select new HVAC systems only. Apply while we are on site so the work is not delayed.

Schedule Now (505) 349-4409

Financing Options From Wells Fargo & Service Finance Company, LLC

A failed water heater or an air conditioner that quits in July is rarely a planned purchase. Financing through Wells Fargo and Service Finance Company, LLC lets you move ahead with a necessary repair or replacement without draining savings — and you can apply while we are still on site, so the work gets scheduled without a delay.

Financing Options

0% Financing for 60 Months*

0% APR on Select New HVAC Systems

Spread the cost of a new system over five years with no interest for qualified buyers — fixed monthly payments at 0% APR for the full 60-month term.

  • 0% APR for the full 60 months
  • Fixed monthly payments with no interest
  • Prepay at any time without penalty
  • Subject to credit approval
Offer ends November 20, 2026. Contact Us
Most Popular

0% Financing for 6 Months**

12.95% APR

A longer repayment term that keeps the monthly payment as low as possible on a full system replacement, after 0% for 6 months it's at a fixed 12.95% APR over 120 months.

  • 0% for 6 Months
  • Fixed 12.95% APR for remaining balance
  • Low monthly payments over 120 months
  • Subject to credit approval
Offer ends December 31, 2026. Contact Us

12.95% APR for 180 Months**

12.95% APR

A longer repayment term that keeps the monthly payment as low as possible on a full system replacement, at a fixed 12.95% APR over 180 months.

  • Fixed 12.95% APR over 180 months
  • Lowest monthly payment of the two options
  • Prepay at any time without penalty
  • Subject to credit approval
Offer ends December 31, 2026. Contact Us

Our Financing Partners

Wells Fargo & Service Finance Company, LLC

Financing options by Wells Fargo & Service Finance Company, LLC. Interest does not accrue until the project is complete and the third-party lender purchases the contract from your Home Improvement Dealer. All offers are subject to credit approval.

Financing Disclosures *The Carrier® credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms for 5 years - or 60 months - apply to qualifying purchases with approved credit. The special terms APR will apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees (such as a late payment fee) or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. Current cardholders should refer to their credit card agreement for details, including APR and applicable fees. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is subject to change; for current information, visit wellsfargo.com/plccterms (PDF). Offer expires 11/20/2026. **Promotional financing available to qualified buyers at 0% APR with no payments for a set number of months as disclosed in the offer. Interest does not accrue until project is complete and third-party lender purchases the contract from your Home Improvement Dealer. No interest is owed if paid in full within promotional period. If the entire Amount Financed is not paid on or before the end of the Promotional Period, then the borrower will be responsible for paying interest, which will accrue as of the first calendar day following the Promotional Expiration Date. Interest is not charged on the principal balance paid during the promotion period, even if the loan is not paid in full during the promotional period. If a scheduled monthly payment is 31 days or more past due during the Promotional Period, the promotional offer will terminate. If you do not elect to participate in the promotional financing, APR may vary from 2.99% to 25% by state for remaining term of your financing. You may prepay your account at any time without penalty. Loan terms, including Annual Percentage Rate* (“APR”), may differ based on loan amount, term length, and your credit profile. Annual Percentage Rate is the yearly rate of interest that is owed on the loan. Minimum loan amount ranges from $500-$3,000 based on financing offer. All offers are subject to credit approval and are estimates only. Advertised rates and terms are subject to change without notice. Please review Truth in Lending Disclosures for more information. Must be at least 18 years old to qualify. Additional conditions and limitations apply. Financing offer expires in 90 days. Loan terms, including Annual Percentage Rate* (“APR”), may differ based on loan amount, term length, and your credit profile. Interest does not accrue until project is complete and third-party lender purchases the contract from your Home Improvement Dealer. APR may vary from 2.99% to 25% by state. You may prepay your account at any time without penalty. Annual Percentage Rate is the yearly rate of interest that is owed on the loan. Minimum loan amount ranges from $500-$3,000 based on financing offer. All offers are subject to credit approval and are estimates only. Advertised rates and terms are subject to change without notice. Please review Truth in Lending Disclosures for more information. Must be at least 18 years old to qualify. Additional conditions and limitations apply. Financing offer expires in 90 days.

Ready when you are.

Schedule Now (505) 349-4409
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